B.AI’s Bank of AI and PKUBA jointly release the first Web4.0 research report: focusing on AI Agent economic infrastructure and real-world implementation cases

Bank of AI has partnered with Peking University’s Blockchain Association (PKUBlockchain) to release its inaugural research report, “Web4.0: When AI Agents Become Economic Actors—Infrastructure Gaps, Industry Landscape, and Investment Outlook,” officially published today. The report systematically outlines infrastructure gaps across three layers: the x402 payment protocol, the ERC-8004 identity standard, and the MCP tool-calling protocol. It further analyzes how Bank of AI integrates five core components into a one-stop Agent Financial Operating System—a representative case bridging protocols to real-world products. The report notes that TRON’s blockchain supports over $22 billion in daily transaction volume and $86 billion in circulating USDT, providing a scalable foundation for AI Agents’ high-frequency micro-settlements. Both parties will continue advancing the synergistic development of Web4.0 infrastructure and the agent-driven economy.