Cobo Launches Payment Incentive Settlement Layer ACL, Open to Public Blockchains, Stablecoin Issuers, and Payment Institutions

Cobo, a digital asset custody and wallet solutions provider, has launched the Adoption Clearing Layer (ACL), a payment incentive settlement layer open to public blockchains, stablecoin issuers, and payment institutions. Cobo aims to collaborate with more ecosystem partners to jointly build a stablecoin payment network grounded in real-world transactions. The ACL offers multi-chain payment routing and incentive settlement capabilities, directly linking ecosystem incentive budgets to genuine payment transactions—creating a transaction-centric growth loop. Initial ACL partners include Aptos and Morph; through ACL, participants can earn up to 15 basis points (bps) per transaction as commission—boosting authentic on-chain transaction volume for ecosystem participants while delivering sustainable revenue streams for payment institutions.