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Stripe is an online payment provider that provides solutions for institutional companies. It is one of the most highly valued unicorns in the United States.
a16z: Stablecoins Are Reshaping Global Financial Infrastructure, Accelerating the Arrival of a New On-Chain Finance Era
A research report released by a16z Crypto states that stablecoins have evolved from niche trading tools into the foundational layer of a new global financial infrastructure, giving rise to a new generation of “Banking-as-a-Service” (BaaS) models. Unlike the previous wave of BaaS, this new model is built on onchain infrastructure and integrates account management, payments, foreign exchange, and credit functions via self-custodial wallets—significantly reducing reliance on traditional intermediaries. The report classifies blockchains into three categories: general-purpose public chains (e.g., Solana and Ethereum), purpose-built chains optimized for payment use cases (e.g., Stripe’s Tempo and Circle’s Arc), and compliance-focused networks designed for regulated institutions (e.g., Canton). On the regulatory front, following the passage of the GENIUS Act, stablecoin issuers are competing aggressively for national trust charters from the Office of the Comptroller of the Currency (OCC), aiming to gain direct access to the Federal Reserve’s payment rails and secure a central position within the payments stack. The report also notes that stablecoins have made significant progress in the “middle mile” of cross-border payments; however, liquidity bottlenecks between stablecoins and local fiat currencies remain unresolved in emerging markets. Looking ahead, as stablecoin scale grows, the onchain credit market is poised to become the next major opportunity after payments—providing capital to borrowers underserved by traditional financial systems. Moreover, the widespread adoption of stablecoins is expected to further reinforce the U.S. dollar’s global dominance.
Tempo’s Launch of “Zones” Feature Sparks Privacy Controversy; Enterprise-Grade Stablecoin Privacy Solution Criticized for Centralization
According to Cointelegraph, Tempo—a payment-focused Layer-1 public blockchain backed by Stripe and Paradigm—recently launched its new “Zones” feature, enabling enterprises to conduct stablecoin transactions within permissioned environments while maintaining interoperability with public-chain liquidity. This functionality is primarily targeted at use cases such as payroll distribution, fund management, and B2B settlements. However, the feature has drawn criticism from industry observers due to its operator-centric design. Each Zone is controlled by a single operator who can view all transaction data and has the authority to suspend users’ transfer or withdrawal privileges in accordance with compliance requirements. Critics argue that this introduces a trust assumption akin to that of centralized exchanges, thereby deviating from blockchain’s core trustless principle.
Chainalysis: Predicts Stablecoin Transaction Volume Could Exceed $15 Trillion by 2035, Surpassing Global Cross-Border Payment Volume
According to Cointelegraph, blockchain analytics firm Chainalysis released a report stating that stablecoin-adjusted transaction volume is projected to reach $719 trillion by 2035—marking a substantial increase from $28 trillion in 2025. If two major macro catalysts align, this figure could double further to $15 trillion, surpassing the current annual global cross-border payment volume of approximately $10 trillion. The two catalysts are: (1) the transfer of over $100 trillion in wealth from the Baby Boomer generation to younger, crypto-native generations; and (2) stablecoins fully replacing traditional payment rails as the default payment infrastructure. Rachael Lucas, an analyst at Australian crypto exchange BTC Markets, noted that strategic moves—including Stripe’s acquisition of Bridge and Mastercard’s partnership with BVNK—are concrete steps forward. Coupled with regulatory clarity provided by the GENIUS Act, institutional participation is expected to expand significantly.
Meta supports some creators settling in USDC, connecting Solana and Polygon wallets
Meta has begun offering select creators the option to settle payments in USDC, allowing users to withdraw their earnings directly to wallets on Solana or Polygon.Creators can link crypto wallets (such as MetaMask, Phantom, etc.) to receive funds. Payment services are supported by Stripe, and users may be provided with crypto-related tax reports.Meta also cautioned that stablecoin payments carry inherent risks, and users are responsible for securing their own accounts and wallets; in the event of technical issues or special circumstances, the company may resort to alternative payment methods to complete settlements.According to previous reports, Meta is planning to further expand its stablecoin-related operations within the year.
a16z: Stablecoins Are Reshaping Global Financial Infrastructure, Accelerating the Arrival of a New On-Chain Finance Era
A research report released by a16z Crypto states that stablecoins have evolved from niche trading tools into the foundational layer of a new global financial infrastructure, giving rise to a new generation of “Banking-as-a-Service” (BaaS) models. Unlike the previous wave of BaaS, this new model is built on onchain infrastructure and integrates account management, payments, foreign exchange, and credit functions via self-custodial wallets—significantly reducing reliance on traditional intermediaries. The report classifies blockchains into three categories: general-purpose public chains (e.g., Solana and Ethereum), purpose-built chains optimized for payment use cases (e.g., Stripe’s Tempo and Circle’s Arc), and compliance-focused networks designed for regulated institutions (e.g., Canton). On the regulatory front, following the passage of the GENIUS Act, stablecoin issuers are competing aggressively for national trust charters from the Office of the Comptroller of the Currency (OCC), aiming to gain direct access to the Federal Reserve’s payment rails and secure a central position within the payments stack. The report also notes that stablecoins have made significant progress in the “middle mile” of cross-border payments; however, liquidity bottlenecks between stablecoins and local fiat currencies remain unresolved in emerging markets. Looking ahead, as stablecoin scale grows, the onchain credit market is poised to become the next major opportunity after payments—providing capital to borrowers underserved by traditional financial systems. Moreover, the widespread adoption of stablecoins is expected to further reinforce the U.S. dollar’s global dominance.
U.S. food delivery platform DoorDash is collaborating with Tempo to explore paying delivery personnel in stablecoins.
According to Fortune, Tempo—a blockchain project backed by Stripe and Paradigm—has launched “Stablecoin Advisory” services to support enterprises and financial institutions in adopting stablecoins, including identifying suitable use cases and deploying engineers to assist with stablecoin integration. The report states that DoorDash is collaborating with Tempo to explore paying delivery personnel in stablecoins; Stripe, Coastal Community Bank, and ARQ are also building stablecoin infrastructure on Tempo’s platform, while Visa, OnePay, Felix, Fifth Third Bank, and Howard Hughes Holdings are integrating their payment operations with Tempo.
Coinbase Incubated x402 Protocol Launches AI Agent App Store Agent.market
Odaily News The x402 protocol, incubated by Coinbase, has announced the launch of a unified platform called Agent.market, positioned as an "AI Agent App Store" for centrally showcasing and integrating various tools and services built on the protocol. According to the introduction, Agent.market already covers seven major categories at launch: inference, data, media, search, social, infrastructure, and trading. It integrates service providers including OpenAI, Bloomberg, CoinGecko, LinkedIn, X, and AWS Lambda, and supports permissionless integration.Erik Reppel, Engineering Lead at Coinbase Developer Platform, stated that the platform is essentially "an app store for agents." Currently, there are approximately 69,000 active agents on the x402 network, which have cumulatively completed over 165 million transactions, with a transaction volume reaching $50 million. Most services on Agent.market adopt a pay-per-use model, with some charging an "agentic premium" for AI agents. However, costs can be reduced through subscriptions in high-frequency usage scenarios. Meanwhile, the "agent economy" based on x402 is lowering customer acquisition and integration costs for businesses, unlocking previously constrained demand due to API keys, subscriptions, and micro-payment mechanisms.The x402 protocol is named after the HTTP 402 "Payment Required" status code, enabling websites, APIs, and AI agents to conduct instant micropayments via blockchain and traditional payment channels. The protocol is governed as an open standard by the x402 Foundation under the Linux Foundation and has received support from over 20 technology and crypto institutions including Cloudflare, Stripe, Amazon Web Services, Google, and Visa. (The Block)
B.AI Releases Mid-April Weekly Report
According to its official X (Twitter) account, B.AI has released its latest weekly report, revealing several key developments in developer ecosystem growth and financial infrastructure building. On the product front, B.AI has officially launched the OpenClaw auto-configuration script, introduced the open-source AI coding assistant BAI Code, and completed Stripe integration—strengthening payment capabilities and development experience across the ecosystem. Regarding wallet support, multi-chain integration with KuCoin Web3 and Trust Wallet has been added. With user count surpassing 1 million, B.AI is continuously expanding its developer toolchain and financial connectivity for autonomous agents through deep partnerships with platforms such as KuCoin and Symbiosis, aiming to establish itself as a core AI infrastructure for the digital economy era.
Tempo’s Launch of “Zones” Feature Sparks Privacy Controversy; Enterprise-Grade Stablecoin Privacy Solution Criticized for Centralization
According to Cointelegraph, Tempo—a payment-focused Layer-1 public blockchain backed by Stripe and Paradigm—recently launched its new “Zones” feature, enabling enterprises to conduct stablecoin transactions within permissioned environments while maintaining interoperability with public-chain liquidity. This functionality is primarily targeted at use cases such as payroll distribution, fund management, and B2B settlements. However, the feature has drawn criticism from industry observers due to its operator-centric design. Each Zone is controlled by a single operator who can view all transaction data and has the authority to suspend users’ transfer or withdrawal privileges in accordance with compliance requirements. Critics argue that this introduces a trust assumption akin to that of centralized exchanges, thereby deviating from blockchain’s core trustless principle.
Related news
Meta supports some creators settling in USDC, connecting Solana and Polygon wallets
Meta has begun offering select creators the option to settle payments in USDC, allowing users to withdraw their earnings directly to wallets on Solana or Polygon.Creators can link crypto wallets (such as MetaMask, Phantom, etc.) to receive funds. Payment services are supported by Stripe, and users may be provided with crypto-related tax reports.Meta also cautioned that stablecoin payments carry inherent risks, and users are responsible for securing their own accounts and wallets; in the event of technical issues or special circumstances, the company may resort to alternative payment methods to complete settlements.According to previous reports, Meta is planning to further expand its stablecoin-related operations within the year.
Visa Integrates Polygon for Stablecoin Settlement, Reaching $7 Billion Annualized Volume
Payment giant Visa has officially integrated Polygon into its global stablecoin settlement program. Issuers and acquirers under Visa can now settle stablecoins via the Polygon network. Polygon claims to have become the world's largest dollar stablecoin payment network, with 34% of dollar stablecoin transfers and 54% of USDC transfers occurring on Polygon. The network has approximately 3.19 million weekly active stablecoin users and an on-chain stablecoin supply of $3.62 billion. In March, the number of dollar stablecoin transactions reached 178.1 million. Visa's stablecoin settlement program has reached an annualized run rate of $7 billion this quarter, a 50% increase from three months ago. Polygon emphasizes that its network offers sub-cent transaction fees and approximately 4-second transaction finality, and is already being used by institutions such as Stripe, Revolut, Flutterwave, and BlackRock for real financial activity settlement.
a16z: Stablecoins Are Reshaping Global Financial Infrastructure, Accelerating the Arrival of a New On-Chain Finance Era
A research report released by a16z Crypto states that stablecoins have evolved from niche trading tools into the foundational layer of a new global financial infrastructure, giving rise to a new generation of “Banking-as-a-Service” (BaaS) models. Unlike the previous wave of BaaS, this new model is built on onchain infrastructure and integrates account management, payments, foreign exchange, and credit functions via self-custodial wallets—significantly reducing reliance on traditional intermediaries. The report classifies blockchains into three categories: general-purpose public chains (e.g., Solana and Ethereum), purpose-built chains optimized for payment use cases (e.g., Stripe’s Tempo and Circle’s Arc), and compliance-focused networks designed for regulated institutions (e.g., Canton). On the regulatory front, following the passage of the GENIUS Act, stablecoin issuers are competing aggressively for national trust charters from the Office of the Comptroller of the Currency (OCC), aiming to gain direct access to the Federal Reserve’s payment rails and secure a central position within the payments stack. The report also notes that stablecoins have made significant progress in the “middle mile” of cross-border payments; however, liquidity bottlenecks between stablecoins and local fiat currencies remain unresolved in emerging markets. Looking ahead, as stablecoin scale grows, the onchain credit market is poised to become the next major opportunity after payments—providing capital to borrowers underserved by traditional financial systems. Moreover, the widespread adoption of stablecoins is expected to further reinforce the U.S. dollar’s global dominance.
U.S. food delivery platform DoorDash is collaborating with Tempo to explore paying delivery personnel in stablecoins.
According to Fortune, Tempo—a blockchain project backed by Stripe and Paradigm—has launched “Stablecoin Advisory” services to support enterprises and financial institutions in adopting stablecoins, including identifying suitable use cases and deploying engineers to assist with stablecoin integration. The report states that DoorDash is collaborating with Tempo to explore paying delivery personnel in stablecoins; Stripe, Coastal Community Bank, and ARQ are also building stablecoin infrastructure on Tempo’s platform, while Visa, OnePay, Felix, Fifth Third Bank, and Howard Hughes Holdings are integrating their payment operations with Tempo.
Coinbase Incubated x402 Protocol Launches AI Agent App Store Agent.market
Odaily News The x402 protocol, incubated by Coinbase, has announced the launch of a unified platform called Agent.market, positioned as an "AI Agent App Store" for centrally showcasing and integrating various tools and services built on the protocol. According to the introduction, Agent.market already covers seven major categories at launch: inference, data, media, search, social, infrastructure, and trading. It integrates service providers including OpenAI, Bloomberg, CoinGecko, LinkedIn, X, and AWS Lambda, and supports permissionless integration.Erik Reppel, Engineering Lead at Coinbase Developer Platform, stated that the platform is essentially "an app store for agents." Currently, there are approximately 69,000 active agents on the x402 network, which have cumulatively completed over 165 million transactions, with a transaction volume reaching $50 million. Most services on Agent.market adopt a pay-per-use model, with some charging an "agentic premium" for AI agents. However, costs can be reduced through subscriptions in high-frequency usage scenarios. Meanwhile, the "agent economy" based on x402 is lowering customer acquisition and integration costs for businesses, unlocking previously constrained demand due to API keys, subscriptions, and micro-payment mechanisms.The x402 protocol is named after the HTTP 402 "Payment Required" status code, enabling websites, APIs, and AI agents to conduct instant micropayments via blockchain and traditional payment channels. The protocol is governed as an open standard by the x402 Foundation under the Linux Foundation and has received support from over 20 technology and crypto institutions including Cloudflare, Stripe, Amazon Web Services, Google, and Visa. (The Block)
B.AI Releases Mid-April Weekly Report
According to its official X (Twitter) account, B.AI has released its latest weekly report, revealing several key developments in developer ecosystem growth and financial infrastructure building. On the product front, B.AI has officially launched the OpenClaw auto-configuration script, introduced the open-source AI coding assistant BAI Code, and completed Stripe integration—strengthening payment capabilities and development experience across the ecosystem. Regarding wallet support, multi-chain integration with KuCoin Web3 and Trust Wallet has been added. With user count surpassing 1 million, B.AI is continuously expanding its developer toolchain and financial connectivity for autonomous agents through deep partnerships with platforms such as KuCoin and Symbiosis, aiming to establish itself as a core AI infrastructure for the digital economy era.