News linked to both this project and an event.
Odaily News: Jazzi Cooper, RippleX Product Lead, announced on X that the next version of XRP Ledger, xrpld 3.3.0, is set to launch next week. Upon release, it will introduce five new features to validators: confidential MPT, batch transactions, delegated permissions, fee sponsorship and reserves, and dynamic MPT. Among these, the amendments for batch transactions and delegated permissions were previously urgently withdrawn after security researchers discovered severe vulnerabilities. She noted that XRP Ledger already has the capacity to support tokenized assets at scale, and this upgrade will further drive the adoption of these assets in global transfers, trading, collateralization, and settlement scenarios.
: Japanese game developer Gumi announced it will launch a 3 billion yen (approximately $18.3 million) crypto asset fund this Saturday in partnership with SBI Financial Services, with support from Daiwa Securities Group and other investors. The fund will be operated by SBI Crypto Fund, a joint venture in which SBI Financial Services holds a 51% stake and Gumi's subsidiary gC Labs holds the remaining 49%. The fund will primarily invest in Bitcoin and major altcoins, employing strategies such as staking, portfolio rebalancing, and hedging. Gumi stated that the fund aims to bridge Japan's corporate sector with the crypto market and establish an operational track record ahead of a potential future lifting of the ban on crypto ETFs in Japan. Gumi's crypto business also includes managing its own crypto assets centered around XRP, offering portfolio management services through Hinode Technologies, and operating a crypto investment fund. According to Gumi's latest annual report, as of April 30, 2026, the company held 14.13 billion yen in crypto assets, nearly double the 7.58 billion yen recorded a year earlier.
the European Securities and Markets Authority (ESMA) updated the provisional MiCA registry on Friday, adding 15 licensed crypto asset service providers (CASPs), bringing the total number to 309. The newly added institutions include BNY SA/NV, the Belgian subsidiary of US banking giant BNY Mellon. This latest batch includes four banking institutions, three of which are from Germany, alongside digital asset platforms such as BitPay, Coinify, and Bleap. Germany and Denmark each added three CASPs, Bulgaria and Latvia each added two, while Belgium, Cyprus, Liechtenstein, and the Netherlands each added one. ESMA stated that this update did not alter other MiCA-related registries, including those for asset-referenced tokens (ARTs), e-money tokens (EMTs), authorized issuers of crypto assets, and the list of non-compliant entities. Following the previous transitional deadline on July 1, ESMA’s second update had added 14 CASPs, including Ripple Payments Europe.
According to official news, Ripple announced the launch of Ripple Mint, a unified platform designed for institutional users to access, mint, redeem, and manage RLUSD. The platform provides both User Interface and API access methods, supporting institutional automated stablecoin operations, integrating RLUSD into existing systems, and enabling cross-chain digital dollar liquidity management. Currently, the service is open to existing RLUSD users.
MoonPay announces a partnership with Discover Network, enabling US Discover credit cardholders to now purchase thousands of supported crypto assets via MoonPay, including BTC, ETH, BNB, XRP, SOL, TRX, HYPE, and ZEC. This partnership integrates Discover card payment channels into MoonPay's crypto asset purchase service, providing US users with a new fiat on-ramp method.
According to PRNewswire, stablecoin operator Notabene announced it has received strategic investment from Ripple; the specific investment amount has not been disclosed yet. The two parties will collaborate on enterprise-level stablecoin payments, including integrating Ripple's USD stablecoin RLUSD into the Notabene Flow B2B stablecoin payment platform. Both parties also plan to further expand the application of RLUSD in institutional payment networks to accelerate the adoption of compliant stablecoin infrastructure by banks, payment institutions, and fintech companies.
Odaily报道，据官方消息，OKX将于2026年7月21日上线RLUSD持仓收益活动。用户持有RLUSD无需申购、赎回或锁仓，即可自动获得持仓收益；其中，持仓用户前2,000 RLUSD立享10%年化收益。此外，VIP用户年化收益最高可达4.1%，且持仓不设上限，普通用户可享3.5%年化收益。奖励将支持选择以RLUSD或XRP形式发放。用户可在OKX账户"赚币"—"RLUSD Rewards"参与并查看持仓及收益情况。据悉，RLUSD是一种锚定美元的稳定币，由Ripple子公司Standard Custody & Trust Company发行。
It is reported that Bybit has officially launched the RLUSD holdings interest campaign. Holding a minimum of 1 RLUSD earns a fixed 7% APY, with no subscription required and no locking period. RLUSD is a USD-backed stablecoin issued by Ripple, natively issued on blockchains such as XRP Ledger and Ethereum. It is fully backed by independently custodied cash and cash equivalent reserves and can be redeemed for USD at a 1:1 ratio. Campaign Highlights: • No threshold to participate, earn simply by holding, and enjoy exclusive hidden benefits for long-term holdings • 7% fixed APY, automatically distributed daily • 50,000 RLUSD Trading Competition launched simultaneously: Participate in the ranking by trading with RLUSD as UTA margin This campaign stacks holding yields + trading competition prize pool + long-term benefits, enabling users to enjoy triple benefits simultaneously. Trading Competition: https://www.bybit.com/promo/campaign/RLUSD_Trading_Competition
: Crypto payment company BitPay announced that it has received approval from the Netherlands Authority for the Financial Markets to obtain a crypto asset service provider license, allowing it to operate within EU member states under the Markets in Crypto-Assets regulatory framework. BitPay stated that this license will support the company in expanding services such as crypto payments and stablecoin payments across Europe. According to relevant requirements, starting July 1, all entities providing crypto-related services must be subject to regulation. Jonathan Arler, BitPay's Head of Europe, stated that Europe is one of the most important regions for the future development of payments. Previously, Ripple announced that it had obtained a crypto asset service provider license from the Luxembourg financial regulator.
: Ripple’s Global Head of Public Policy and Government Affairs, Lauren Belive, stated that opposing the CLARITY Act is not opposition to the crypto industry, but rather opposition to consumers, and would continue exposing crypto holders to bad actors who exploit regulatory arbitrage. Belive noted that while a digital asset market already exists in the United States, federal rules protecting consumers have not kept pace. She pointed out that the regulatory gaps that led to the collapse of FTX and the loss of customer funds still persist. Belive indicated that the CLARITY Act would grant the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) clear joint jurisdiction over the digital asset market, requiring tokens to undergo regulatory oversight before entering the market. Stuart Alderoty, Chief Legal Officer of Ripple and Chairman of the National Cryptocurrency Association, stated that opposing the CLARITY Act would allow the current unregulated status quo to continue and be exploited by bad actors.
Odaily News on July 14, Bitcoin ETFs recorded net inflows of $181 million, and Ethereum ETFs recorded net inflows of $58.34 million. No outflows were observed for either Bitcoin or Ethereum ETFs on that day. BlackRock's IBIT saw net inflows of $139 million, Fidelity's FBTC posted net inflows of $21.07 million; all net inflows into Ethereum ETFs came from BlackRock's ETHA. HYPE, XRP, and Solana ETFs had no trading activity on the day. Morgan Stanley submitted a proposed amended filing for spot Ethereum and Solana ETFs, with the document covering service providers such as Coinbase Custody and staking provisions. Japanese policymakers are advancing reforms aimed at classifying crypto assets under the Financial Instruments and Exchange Act.
Ripple announced on July 14, 2026, that it has joined the x402 Foundation under the Linux Foundation as a Premier Member, participating in the technical and governance development of the protocol. The x402 Foundation, initiated by 40 member organizations, aims to develop an open payment standard based on HTTP for AI agents, APIs, and applications. Coinbase has contributed x402 to the Linux Foundation, supporting AI agents, APIs, and applications in sending and receiving payments directly during network interactions. Ripple stated that the XRP Ledger already supports agent payments via x402, including transactions using XRP and the Ripple USD stablecoin RLUSD. (Bitcoin.com News).
TxFlow L1 has announced the launch of its second Channel, Probly, the first prediction market application developed based on the TxFlow Improvement Protocol 3 (TIP3). Upon launch, Probly offers 172 live markets covering over 7,000 events, including continuous rolling markets with a minimum duration of 5 minutes, and supports on-chain settlement and TxFlow L1's shared financial infrastructure. Probly covers 15 categories including politics, sports, crypto, finance, and geopolitics, and provides prediction markets related to BTC, ETH, SOL, and XRP price movements for 5-minute, 15-minute, 1-hour, and 4-hour intervals. Users can access Probly via an email-based embedded wallet without needing to manage seed phrases, or by connecting compatible wallets such as MetaMask, Coinbase Wallet, Phantom, and Uniswap Wallet. Eligible settlement amounts will be automatically credited in USDC after the event is resolved, with no separate claim required. (Decrypt).
A UK government-backed industry working group has stated that if the UK becomes a leader in tokenized financial markets, it could add up to £33 billion (approximately $44 billion) to annual economic output by 2035. The report proposes a 12-month plan to test the use of blockchain in financial transactions where securities are borrowed against cash, and calls for the UK to issue its first tokenized government bond before the first quarter of 2027. Ripple supports the initiative, stating that on-chain funds, bonds, and repurchase agreements have already proven to be cheaper, better, and faster than traditional counterparts. (Cointelegraph).
Crypto journalist Eleanor Terrett tweeted that Judge Analisa Torres of the U.S. District Court for the Southern District of New York denied its preliminary injunction application in the case involving Kalshi, allowing the case to proceed to the motion to dismiss stage. The court held that New York State gambling law applies to Kalshi's sports event contracts, and such application is not preempted by the Commodity Exchange Act. This ruling means Kalshi has suffered another unfavorable setback in the relevant legal dispute.
According to CoinDesk, Wall Street bank Cantor Fitzgerald issued a research report indicating that the crypto market is entering the final phase of the current bear cycle. As of June 10, Bitcoin has declined approximately 51% from its 2025 peak, with 252 days having passed since the peak. Synthesizing the past three market cycles, BTC bottoms on average 384 days after the peak; based on this, the low point of this cycle is projected to appear around the end of October. Analysts also noted that the model is not a precise timing tool, and macro, regulatory, and geopolitical risks remain. Regarding network value assessment, Cantor believes Hyperliquid is the prime example of fee-driven token economics, Bitcoin remains the benchmark monetary asset, and Ethereum serves as the primary collateral layer for on-chain finance; Solana, Sui, XRP, and Zcash each possess differentiated advantages, but still need to prove that their ecosystem growth can translate into sustained token demand.
Jack McDonald, Senior Vice President of Ripple's stablecoin business, disclosed eight recent developments regarding RLUSD in a post on X on June 29, covering settlement, regional access, on-chain liquidity, cross-border payments, multi-chain support, exchange listings, charity, and the Japanese market. Mastercard has expanded its settlement capabilities to support RLUSD across eight blockchain networks, including the XRP Ledger. Ripple has also expanded RLUSD's availability in Turkey through partnerships with BiLira, Bitexen, and Bitlo, and collaborated with Bitso to enable RLUSD and MXNB to support liquidity and cross-border transactions via the XRP Ledger's Permissioned DEX. RLUSD has also achieved multi-chain support through Wormhole Native Token Transfers and entered the Japanese market via SBI VC Trade after receiving approval from the Japan Financial Services Agency. Additionally, RLUSD has been listed on exchanges such as Gate and Floq, integrated with the cross-chain infrastructure provider Squid Router, and Ripple has joined Water's GetBlue campaign as its exclusive digital asset and payment partner.
According to the official announcement, Binance will update the collateral rates for assets including XRP and HBAR in the Portfolio Margin and Portfolio Margin Pro from 2026-07-03 06:00 (UTC). Additionally, it will adjust the leverage and margin tiers of several USDⓈ-M perpetual contracts, involving BICOUSDT, FFUSDT, DEXEUSDT, VANRYUSDT, TREEUSDT, TLMUSDT, AGLDUSDT, MUBARAKUSDT, RAREUSDT, OGNUSDT, and AVAUSDT. The adjustments are expected to be completed by 06:30 (UTC).
Ripple launches XRPL lending protocol, aimed at providing lending and credit infrastructure for on-chain assets. The protocol adopts a design philosophy of "off-chain credit assessment, on-chain standardized execution", consists of two parts: single-asset vaults and lending protocol, and is used to organize liquidity and issue loans, calculate interest, process repayments, and handle defaults according to agreed terms.
Ripple is advancing the addition of a lending infrastructure layer on the XRP Ledger (XRPL), enabling institutions to raise funds using on-chain tokenized assets as collateral. The protocol will automatically execute loan terms, while credit evaluation and lending decisions remain handled by off-chain institutions.According to disclosures, the proposal is named the XRPL Lending Protocol (corresponding to XLS-65 and XLS-66 standards). It is currently in the technical draft stage and will require approval through validator voting before launching on the mainnet, but developer testing has already been opened on the test network.The protocol’s design splits the lending process into two parts: on-chain management of liquidity pools, interest calculation, repayment execution, and default handling; while borrower credit assessment and loan term setting remain with traditional financial institutions to meet compliance requirements across different jurisdictions.Ripple states that the mechanism is primarily aimed at institutional short-term liquidity needs. For example, in cross-border payment scenarios, temporary financing through stablecoins or collateral assets can be obtained before settlement is completed, thereby improving capital efficiency.Analysts believe that while the plan attempts to introduce a “rule-enforced lending infrastructure” similar to traditional finance while maintaining XRPL's open network attributes, it will still face competition from established on-chain lending protocols such as Aave, Compound, and Maple. (CoinDesk)