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APY.Finance is a yield farming robo-advisor that runs a portfolio of yield farming strategies from a single pool of liquidity.
Gate Launches Limited-Time USD1 Savings Campaign with Up to 20% APY
According to an official announcement, Gate has launched a limited-time USD1 staking program offering high yields. During the campaign period, users holding USD1 in their asset accounts (minimum holding requirement: 1 USD1) can earn up to 20% annualized yield. The annualized yield rate is adjusted daily based on the remaining monthly reward budget and the platform’s total effective USD1 holdings. The updated annualized yield rate is published daily around 14:00 (UTC+8). The system takes hourly snapshots of users’ USD1 balances to calculate the average holding amount for yield calculation. Yields are distributed to users’ asset accounts the following day. According to the announcement, USD1 is a U.S. dollar-pegged stablecoin issued by World Liberty Financial. It is fully collateralized by U.S. Treasury bills and cash equivalents, designed to maintain a stable 1:1 peg with the U.S. dollar. As a regulated, reserve-backed asset, USD1 delivers the same price stability as traditional cash—on-chain and in digital form.
Bybit × Doppler Finance Launches Institutional-Grade XRP Fixed-Income Product with 5% APY
It is reported that Bybit Earn has entered a strategic partnership with Doppler Finance to officially launch an institutional-grade XRP fixed-income product, offering users a new yield opportunity. Traditionally, XRP does not support native staking, limiting its yield potential. This collaboration introduces Doppler Finance’s institutional-grade yield strategies, making yield-generating capabilities—previously available only to institutions—accessible to retail users. These strategies are selected and executed by Doppler Finance, a native yield platform focused exclusively on the XRP ecosystem, dedicated to delivering secure, transparent, and compliant yield solutions for non-stakable assets. During the campaign, users participating in the 90-day XRPfi fixed-income product will earn an annualized yield of 5%, comprising a base annualized yield of 2.5% plus an additional 2.5% annualized reward drawn from a 30,000 XRP incentive pool. Campaign Period: April 13, 2026, 10:00 – July 12, 2026, 23:59 (UTC)
TRON DeFi Summer Drives Explosive Growth: USDD TVL on JustLend DAO Surpasses $400 Million
Decentralized stablecoin USDD announced that within 48 hours of the launch of the TRON DeFi Summer event, it has attracted over $100 million in net capital inflows, driving the TVL of USDD on JustLend DAO to surpass the $400 million mark, with current growth momentum remaining strong. According to previous reports, TRON DeFi Summer officially launched on July 6. USDD, together with JustLend DAO and Binance Wallet, launched the Summer Earn Plan, offering participating users a total reward of $900,000. The event runs from now until August 5 at 07:59 (Singapore Time). Specifically, users who subscribe to USDD via JustLend DAO can not only enjoy the base APY but also participate in sharing a prize pool of 600,000 USDD.
Bybit Launches Exclusive Wealth Management Benefits for VIP New Users, Stake USDT to Earn 8% APY
This event is open to Chinese-speaking users in specific regions who registered and completed identity verification after 10:00 (UTC) on July 9, 2026. Users must deposit at least $100,000 equivalent within 30 days after registration to be eligible to subscribe.
Data: Robinhood Earn Vault TVL Reaches $16 Million, APY at 7.1%
Tom Wan, Head of Data at Entropy Advisors and former analyst at 21.co, stated on platform X that the Robinhood Earn vault, managed by Steakhouse Financial on Morpho, has currently reached a TVL of $16 million with an APY of 7.1%. Of this, 1.7% comes from protocol revenue, and 5.4% comes from incentive subsidies.Tom Wan noted that Robinhood allocates an annual incentive budget of $115 million in USDG to this vault. Based on the current incentive rate of approximately 5%, this could theoretically support a deposit scale of around $2 billion, corresponding to a TVL potential of between $1.5 billion and $2.5 billion.
Analyst: Aftermath of rsETH Security Incident Continues; Demand for ETH Leveraged Loops Notably Cools
: On-chain analyst Tom Wan stated on platform X that the current ETH utilization rate has dropped below 90%, and the lending APY has fallen to 1.9%. Since the rsETH LayerZero cross-chain bridge was attacked, the deposits of wstETH and weETH have decreased by approximately $1.2 billion and $1.76 billion, respectively. As the strategy of leveraged looping wstETH/weETH against ETH becomes profitable again, market attention is turning to whether demand for ETH leveraged loops will return, or if capital will continue to wait on the sidelines or flow into protocols like Spark and Morpho.
Aave Sees $15.1 Billion Outflow in Three and a Half Days, Total Deposits Drop to $30.7 Billion
According to on-chain analyst Yujin (@EmberCN), since the rsETH incident, funds have continuously flowed out of the Aave platform—approximately $15.1 billion in total over 3.5 days. Total deposits dropped from $48.5 billion pre-incident to $30.7 billion, representing a withdrawal of roughly one-third of funds; stablecoin outflows amounted to $4.5 billion. However, due to this capital outflow, the platform’s stablecoin deposit APY temporarily remained elevated at 13.4%. During the same period, Morpho saw outflows of approximately $1.5 billion, with total deposits declining from $11.7 billion to $10.2 billion. In contrast, Spark experienced逆势 fund inflows: its TVL rose from $1.9 billion to $3.2 billion—an increase of about $1.3 billion—partly driven by reallocation from whales such as Justin Sun and institutions withdrawing from Aave.
OpenGradient (OPG) Listed on Bybit Spot, Launching OPG Token Splash and Wealth Management Special Event with Up to 555% APY
It is reported that Bybit Spot officially launched OpenGradient (OPG) on April 21. To celebrate the listing, the platform has simultaneously launched two promotional activities: the “OPG Token Splash” trading competition offering 4,000,000 OPG in rewards, and a dedicated OPG token savings campaign—both delivering up to 555% APY. OPG Token Splash: Users can participate by depositing funds or trading to win generous rewards. OPG Token Savings Campaign: From now until May 20, 2026, both new and existing users may choose between two savings plans offered by Bybit Earn. Participants can deposit either USDT or OPG, and all returns will be distributed in OPG tokens: New users depositing over 100 USDT are eligible for up to 555% APY; all users depositing over 2,000 OPG are eligible for up to 100% APY.
Gate Launches USD1 Staking to Earn Rewards, Offering Up to 8% APY on USD1 Holdings
according to official sources, Gate launched the USD1 Staking to Earn Rewards financial product starting at 00:00 (UTC+8) on July 29. During the event, users can earn rewards by holding USD1 in their asset accounts. The minimum holding requirement is 1 USD1, and users can enjoy a maximum annualized yield of 8%. Rewards will be distributed daily to eligible users in the form of WLFI. The annualized yield will be dynamically adjusted daily based on the remaining reward budget and the platform's total effective USD1 holdings, and will be updated around 14:00 (UTC+8) each day. Additionally, the on-chain staking reference APY for USD1 is currently 6.89%, offering users diversified yield options.
Gate VIP Exclusive Wealth Management Returns Upgraded: USDT Fixed-Term Products Now Offer up to 4% APY
according to official sources, Gate's "YuBibao" VIP exclusive wealth management products have been temporarily enhanced, with USDT fixed-term product returns fully upgraded. Among them, the 7-day fixed-term annual percentage yield has been increased to 3.8%, and the 30-day fixed-term APY has been increased to 4%. Quotas are limited and available on a first-come, first-served basis.
Gate GUSD offers 3.8% annualized yield from minting, and participation in Launchpool staking is estimated to yield up to 8.56% APY
According to official sources, the annualized yield from minting Gate GUSD has reached 3.8%. As a yield-bearing stable asset backed by US Treasury RWA and stablecoin assets, GUSD provides stable returns while allowing users to participate in diverse ecosystem scenarios such as Launchpool and Pre-IPOs, enhancing the efficiency of idle capital utilization. Currently, Gate's 367th ANTFUN Launchpool is ongoing. Users can stake GUSD to share in rewards of 3,756,574 ANTFUN tokens. When combining the staking yield from the GUSD pool with its minting returns, the current estimated annualized yield reaches 8.56%.Furthermore, Gate has launched a lossless, instant redemption feature for GUSD. Users who mint GUSD via USDT, USDC, or USD1 can, within the available quota for lossless exit of the corresponding currency, enjoy a 1:1 real-time deposit in the original currency and be exempt from redemption fees. This feature balances yield generation with flexible capital allocation.
Bybit RLUSD Interest Earn Major Launch: Enjoy 7% Fixed APY
It is reported that Bybit has officially launched the RLUSD holdings interest campaign. Holding a minimum of 1 RLUSD earns a fixed 7% APY, with no subscription required and no locking period. RLUSD is a USD-backed stablecoin issued by Ripple, natively issued on blockchains such as XRP Ledger and Ethereum. It is fully backed by independently custodied cash and cash equivalent reserves and can be redeemed for USD at a 1:1 ratio. Campaign Highlights: • No threshold to participate, earn simply by holding, and enjoy exclusive hidden benefits for long-term holdings • 7% fixed APY, automatically distributed daily • 50,000 RLUSD Trading Competition launched simultaneously: Participate in the ranking by trading with RLUSD as UTA margin This campaign stacks holding yields + trading competition prize pool + long-term benefits, enabling users to enjoy triple benefits simultaneously. Trading Competition: https://www.bybit.com/promo/campaign/RLUSD_Trading_Competition
Gate GUSD Comprehensive APY Reaches 6.38%, Launchpool 365th Event Shares 15 XAUT Airdrop
Odaily Odaily Odaily Odaily Official News: According to official sources, Gate Launchpool will launch its 365th GUSD dual-pool event from 20:00 on July 9 to 20:00 on July 16 (UTC+8). During the event, users staking GUSD will share a 15 XAUT airdrop. The annualized yield for holding Gate GUSD is 3.8%. Combined with the Launchpool mining rewards, the comprehensive annualized yield can reach up to 6.38%.GUSD is a high-quality yield-generating asset launched by Gate, backed by Treasury RWA (Real World Assets) and stablecoins. Users can mint GUSD using USDT, USDC, or USD1 at a 1:1 ratio and earn daily rewards by holding it. Furthermore, Gate is offering a limited-time bonus for new users of on-chain yield products who mint GUSD, with an annualized yield of up to 100%. When combined with Launchpool rewards for new users, the comprehensive annualized yield can reach up to 132.2%.
Binance Earn Launches U-Protected Flexible Savings Product with Up to 8% APY
The event runs from 08:00:00, June 19, 2026 to 07:59:59, July 3, 2026 (UTC+8), and subscriptions are processed on a first-come, first-served basis.
Related news
TRON DeFi Summer S1 Finale Countdown: 7 Days Left, $2.15 Million Prize Pool Enters Final Sprint
TRON DeFi Summer S1 officially enters the final week sprint. The event is currently in full swing. Users can gain one-stop access to JustLend DAO via the Binance Wallet DeFi section to deeply explore the on-chain yield potential of core assets such as USDD, TRX, JST, and SUN. Exclusive Boost APR incentives provide comprehensive support, enabling users to share the rich rewards of a $2.15 million exclusive prize pool. Users can view current participation details in real-time on the Binance Wallet event page; specific event times, pool statuses, and real-time APY are subject to the information displayed on the page. With the event entering a 7-day countdown, on-chain yield opportunities are entering the final window. Log in to Binance Wallet now, start your JustLend DAO exploration journey, and seize the ecosystem dividends of TRON DeFi Summer.
Gate Launches USD1 Staking to Earn Rewards, Offering Up to 8% APY on USD1 Holdings
according to official sources, Gate launched the USD1 Staking to Earn Rewards financial product starting at 00:00 (UTC+8) on July 29. During the event, users can earn rewards by holding USD1 in their asset accounts. The minimum holding requirement is 1 USD1, and users can enjoy a maximum annualized yield of 8%. Rewards will be distributed daily to eligible users in the form of WLFI. The annualized yield will be dynamically adjusted daily based on the remaining reward budget and the platform's total effective USD1 holdings, and will be updated around 14:00 (UTC+8) each day. Additionally, the on-chain staking reference APY for USD1 is currently 6.89%, offering users diversified yield options.
Gate VIP Exclusive Wealth Management Returns Upgraded: USDT Fixed-Term Products Now Offer up to 4% APY
according to official sources, Gate's "YuBibao" VIP exclusive wealth management products have been temporarily enhanced, with USDT fixed-term product returns fully upgraded. Among them, the 7-day fixed-term annual percentage yield has been increased to 3.8%, and the 30-day fixed-term APY has been increased to 4%. Quotas are limited and available on a first-come, first-served basis.
Gate GUSD offers 3.8% annualized yield from minting, and participation in Launchpool staking is estimated to yield up to 8.56% APY
According to official sources, the annualized yield from minting Gate GUSD has reached 3.8%. As a yield-bearing stable asset backed by US Treasury RWA and stablecoin assets, GUSD provides stable returns while allowing users to participate in diverse ecosystem scenarios such as Launchpool and Pre-IPOs, enhancing the efficiency of idle capital utilization. Currently, Gate's 367th ANTFUN Launchpool is ongoing. Users can stake GUSD to share in rewards of 3,756,574 ANTFUN tokens. When combining the staking yield from the GUSD pool with its minting returns, the current estimated annualized yield reaches 8.56%.Furthermore, Gate has launched a lossless, instant redemption feature for GUSD. Users who mint GUSD via USDT, USDC, or USD1 can, within the available quota for lossless exit of the corresponding currency, enjoy a 1:1 real-time deposit in the original currency and be exempt from redemption fees. This feature balances yield generation with flexible capital allocation.
Bybit RLUSD Interest Earn Major Launch: Enjoy 7% Fixed APY
It is reported that Bybit has officially launched the RLUSD holdings interest campaign. Holding a minimum of 1 RLUSD earns a fixed 7% APY, with no subscription required and no locking period. RLUSD is a USD-backed stablecoin issued by Ripple, natively issued on blockchains such as XRP Ledger and Ethereum. It is fully backed by independently custodied cash and cash equivalent reserves and can be redeemed for USD at a 1:1 ratio. Campaign Highlights: • No threshold to participate, earn simply by holding, and enjoy exclusive hidden benefits for long-term holdings • 7% fixed APY, automatically distributed daily • 50,000 RLUSD Trading Competition launched simultaneously: Participate in the ranking by trading with RLUSD as UTA margin This campaign stacks holding yields + trading competition prize pool + long-term benefits, enabling users to enjoy triple benefits simultaneously. Trading Competition: https://www.bybit.com/promo/campaign/RLUSD_Trading_Competition
TRON DeFi Summer Drives Explosive Growth: USDD TVL on JustLend DAO Surpasses $400 Million
Decentralized stablecoin USDD announced that within 48 hours of the launch of the TRON DeFi Summer event, it has attracted over $100 million in net capital inflows, driving the TVL of USDD on JustLend DAO to surpass the $400 million mark, with current growth momentum remaining strong. According to previous reports, TRON DeFi Summer officially launched on July 6. USDD, together with JustLend DAO and Binance Wallet, launched the Summer Earn Plan, offering participating users a total reward of $900,000. The event runs from now until August 5 at 07:59 (Singapore Time). Specifically, users who subscribe to USDD via JustLend DAO can not only enjoy the base APY but also participate in sharing a prize pool of 600,000 USDD.