Report: Digital wallets account for over half of global online transaction value; cryptocurrency to become the fastest-growing online payment method

According to a report by Caixin, Global Payments, a global payment technology and software company, released its “Global Payments Report 2026,” which states that digital wallets now account for over half of global online transaction value and one-third of offline transaction value. Digital wallets offer flexible integration of diverse payment methods—including cryptocurrencies—and the report forecasts that direct cryptocurrency payments will be the fastest-growing online payment method, with a compound annual growth rate (CAGR) of 16% between 2025 and 2030. This implies that by 2030, e-commerce transactions conducted directly via cryptocurrency could represent 0.28% of global e-commerce transaction value—nearly $31 billion. However, despite the global cryptocurrency market capitalization nearing $3.2 trillion as of end-2025, cryptocurrency remains a relatively marginal payment method for consumer-to-merchant transactions. Reports from MRC and Visa indicate that only 10% of merchants worldwide directly accept cryptocurrency payments. In 2025, cryptocurrency accounted for just 0.19%—approximately $15 billion—of global e-commerce transaction value.